Home loan

Home Loan Services:

We are one of the leading organizations engaged in providing a wide array of Home Loan Services. Our clients are satisfied by our Home loan services because we provide them the correct information regarding day by day changing loan rates. Our expert team of counselors also helps clients with choosing right plan as well as offer time tested advices. These services are reliable & transparent with out any sort of hidden clauses. Our services are customized as per the specific demands of clients. Other than this, we also provide door step services to clients as well as help them get loans get sanctioned with utmost ease.home-loan-shirwal-1

Home Loan Process:

The moment you decide to buy a home, you can put in your application for Home Loan. Yes, you can apply for a loan even before you have selected the property.

Home Loan Eligibility:

A number of factors are taken into account when assessing your repayment capacity. They are your income, age, number of dependants, qualifications, assets and liabilities, stability/ continuity of your employment / business.

Following are eligible to apply for Home Loan
• Salaried Individuals
• Self employed Professionals/Business men
• NRIs
To apply for Home Loan
• You must be at least 21 years of age when the loan is sanctioned
• The loan must terminate before 65 years subject to regular source of income.
• The maximum tenor is 30 years.
• You must be employed or self-employed with a regular source of income

Home Loan Documents:

The following documents needs to be submitted for Pre-Approval
Salaried Customers Self Employed Businessman
Application form with photograph Application form with photograph
Identity and Residence Proof Identity and Residence Proof

Last 3 Months Salary-slip Education Qualifications Certificate and Proof of business existence
Form 16 Last 3 years Income Tax returns (self and business)
Last 6 months bank statements Last 3 years Profit /Loss and Balance Sheet

Processing fee cheque
1. Last 6 months bank statements
2. Processing fee cheque

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